Functionality and features

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    Send, request and load

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    Multicurrency
    IBAN / ACH bank account

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    Virtual and plastic multicurrency debit card

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    CARD-TO-CARD TRANSFERS

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    international and domestic transfers

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    PAYMENT GATEWAY WITH 180+ methods

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    CUSTOMIZABLE INTERFACE

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    APPLE PAY
    payments

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    GOOGLE PAY
    payments

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    Mobile
    payments

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    Customizable
    fees

  • White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank White-label neobank bank challenger bank Optherium Labs turnkey neobank bank challenger bank

    Digital
    receipts

Industries

  • Telecom
  • Social Networks
  • Banking
  • Insurance
  • Finance
  • Trusts
  • Data Security
  • Healthcare
  • eCommerce
  • Accounting
  • Payments
  • Manufacturing
  • Legal
  • Messengers
  • Real Estate
  • Supply Chain
  • Advertisment
  • Gaming
  • Logistics

FAQ

  • Do I need to obtain a bank license?
    No. Our financial partner network and technology solutions allow enterprises, banks, and fintechs to operate under their own or 3rd parties' EMI, PI, and Bank licenses.
  • Is this a fully compliant solution?
    Yes. Our solution is compliant with KYC/AML, GDPR, PCI DSS, PSD2, FCA, and numerous other regulations.
  • Can I use it for my business?
    Yes. Any kind of business with a large number of customers, partners, employees, community, and high transaction volumes will benefit from using our software.
  • What is the integration process?
    Upon successfully passing enhanced due diligence, we will provide you with the required resources, including technical documentation, manuals, integration, and a support team, to help you launch your own fintech solution.
  • How fast is the integration?
    Depending on each business case, the integration process ranges from 1 day to 6 months to complete.
  • Is your technology safe?
    Yes. Our Multi-decentralized private blockchains network, AI, and dynamic biometric technology provide military-level data security to enterprises, eliminating the risk of data breach and hacking. Our solution was designed specifically to help securely manage sensitive data and digital assets in permission-based, fraudless, and unhackable environments for Fortune 500 enterprises, governments, and commercial and central banks.
  • How can I become a distributor?
    You will need to fill out the contact form on our website and pass enhanced due diligence. Upon completion, we will provide all of the required resources, including technical documentation, manuals, integration, and a support team to assist in the distribution of your fintech solutions.
  • How can existing banks, central banks, and fintechs benefit?
    Any kind of existing bank, fintech, or central bank can benefit from the enhanced security measures, business automation, and unbeatable user experience provided by our technology tailored for individual needs.
  • Can I become your partner?
    We are open to collaborate with system integrators, service providers, businesses, banks, and governments. You will need to fill out the contact form on our website and pass enhanced due diligence by our team. Upon completion, we will provide technical documentation, manuals, integration, and the required resources alongside access to our support team, who will then distribute the fintech solutions.