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  • Web SDK
  • IOS SDK
  • Android SDK
  • Custom APIs

About

Optherium's Regtech software-as-a-service helps onboard, verify and authenticate users. It allows the automation of procedures, increases data security and accuracy, minimizes risks, and guarantees regulatory compliance.

Optherium real-time Software-as-a-Service solutions verify business and user identity, prevent fraud and money laundering.
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1600+ sanction lists
30+ languages
150+ Countries
2500+ documents types

MODULES

MOBILE KYC
ONBOARDING

Mobile KYC onboarding by Optherium allows businesses to onboard customers online simply and conveniently. It is a fast, safe, and cost-effective solution for businesses and end-users.

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WEB KYC
ONBOARDING

Know Your Customer module provides a fast and user-friendly identity verification service to help businesses onboard customers with full regulatory compliance.

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batch
processing

Our software enables the ability to execute batch checks and verify the identity of millions of users in minutes through manual and automated scheduled AML / global watchlist checks on a daily, weekly, or monthly basis.

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Global watchlist screening

We provide global watchlist screening tools to help fintechs, banks, and large enterprises achieve regulatory compliance.
Our tailored business solutions cover the most relevant 1600+ global sanction and watchlist screenings.

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transaction
monitoring

The transaction monitoring module is an outstanding tool for ongoing AML compliance, suspicious activity detection, and fraud prevention. A pre-set library of transaction monitoring rules with easily customizable settings helps businesses automate processes and cut management costs.

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KYB
Onboarding

Know Your Business module allows businesses to execute instant enhanced due diligence and onboard corporate clients online with full regulatory compliance.

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DYNAMIC
BIOMETRICS

The Dynamic Biometrics module allows users to operate the mobile banking platform with biometric data: face (video and photo) and voice for verification, authentication, and PSD2 compliance.

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Credit risk
scoring

Automated credit risk scoring tool for banks and fintechs, powered with machine learning and pluggable mobile and web interfaces, allows businesses to make decisions on granting loans to clients remotely.

Coming Soon

RFid chip

Mobile verification of biometric passports / RFID chips by phone’s NFC scanner allows businesses to fight identity fraud, enhance security and user experience, and achieve regulatory compliance.

Coming Soon

Functionality and features

  • ID document verification
  • Liveness test / Biometric verification
  • AML / CTF / PEP / Global sanctions screening by 1600+ lists
  • Proof of address / residence verification
  • Email verification
  • Phone verification & Push notifications
  • User-friendly onboarding
  • Patented data security technology
  • White labeling and customizations
  • Multidecentralized Private Blockchains Network
  • Security based on Public Key Infrastructure
  • Onboarding pluggable interface for iOS, Android, Web platforms
  • Strong customer authentication (SCA) required for PSD2
  • Brand customizations and white labelling
  • Global approach
  • An automated, scalable solution powered by AI
  • Everything in one place
  • Admin panel with Identity management system
  • Hosting (cloud and local)
  • DataVault Storage
  • Qualified timestamp
  • Optherium KYC SDK & API
  • Technical support
  • Legal compliance and risk minimization
  • Easy integration

FAQ

  • How many and what types of government-issued documents do you support?
    Currently, we manage around 2500 documents from all around the world: passports, visas, id cards, driver licenses, residence permits, different kinds of travel documents, laissez-passer, etc.
  • What countries do you and do not support?
    We support all 193 countries recognized by the UN and do not support states with limited recognition.
  • What languages do you support?
    We support more than 30 languages, based on Latin, Greek, Cyrillic, and Hebrew alphabets, including English, German, French, Italian, Russian, Polish, Spanish (Castilian), Ukrainian, Romanian, Dutch, Austro-Bavarian, Hungarian, Turkish, Greek, Czech, Portuguese, Swedish, Serbian, Bulgarian, Neapolitan, Croatian, Danish, Albanian, Finnish, Slovak, Hebrew, Afrikaans. Upgrade with Arabic and Chinese can be done upon request as a part of white label SaaS solutions.
  • Are you fully compliant with regulations of AML, GDPR, PSD2, SCA, PDPA, FZ-152, FATF, FINMA, FCA, CySEC, MAS?
    Yes.
  • What is the process of integration?
    Upon successfully passing enhanced due diligence, we will provide necessary resources, including technical documentation, manuals, integration, and a support team that will help you launch your own fintech solution.
  • How fast is the integration?
    Depending on your business case, the integration may take from 1 day up to 1 month.
  • Is your technology safe?
    Yes. Our Multi-decentralized private blockchains network, AI, and dynamic biometric technology provide military-level data security to enterprises, eliminating the risk of data breach and hacking. Our solution was designed specifically to help securely manage sensitive data and digital assets in permission-based, fraudless, and unhackable environments for Fortune 500 enterprises, governments, and commercial and central banks.
  • Can I become your distributor?
    Yes. You will need to fill out the contact form on our website and pass enhanced due diligence by our team. Upon completion, we will provide technical documentation, manuals, integration, and the required resources alongside our support team distributing the fintech solutions.